Top 3 Goals for 2012

debt

I have made several resolutions this year. Unlike previous years, when I had the same resolution each year and the only question was how long before I broke it, I have written down each of these resolutions. Well, I have found an app for them, actually. Who uses paper anymore?

One of the most important ones is the one I have made every year since I was, I think, about twenty (and, by the way, eighteen is probably too young to have a credit card unless your parents are accountants and teach you about red and black): pay off my credit card debt. This year I have modified it to be more realistic: pay off four of six credit cards and incur NO MORE debt. I usually fail on this resolution during January. This year I am more hopeful because I have written it down and because I have a "pay off your debt" app. (clearly, apps – and Kindle books — have been a big part of my debt over the years).

Another important resolution is to spend more time with my parents. Now that I am back in the same city, I really have no excuse not to, and I have the example of my partner to follow – she has a weekly dinner committment with her parents.

A third important resolution is to have a second draft of my novel completed by the end of August. This will allow me to do prep work for November's National Novel Writing Month event. I would like to participate in that again this year.

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